Please Note: For 22-23 school year, the last day to turn in your Direct Loan Questionnaire and complete entrance counseling/MPN is April 21, 2023.
**EC results must be transmitted to Fresno City College and your MPN received and processed by the Direct Loans Servicing Center by the deadline indicated above in order to receive payment on the corresponding date. To ensure that your results are received and processed in time, you should complete the required steps prior to 5:00 PM PST on the deadline date.
For additional loan counseling, please follow these steps:**
- Create an account at cashcourse.org.
- Under Financial Tools, create a budget using their Budget Wizard. Please fill out the budget as accurately as you can. (Make sure to divide Pell and other grant amounts by 12 to get the correct monthly amount.) Once your budget is completed, click "Download as Excel" and print the Excel sheet, changing the "No Scaling" button to "Fit All Columns on One Page."
- Under Financial Tools, go to Financial Calculators, complete "Will I be able to pay off my loans?" and print the result.
- Attach a copy of your Comprehensive Student Educational Plan (SEP-C). If you need to complete a SEP-C, contact the counseling department.
- Attach a typed, double-spaced page answering the following questions:
- What is your requested loan amount?
- If over the loan maximum, what are the circumstances that have resulted in the accumulation of your student loan debt?
- If requesting additional unsubsidized loan, what are your financial plans to continue your education in the future semesters without exceeding the loan maximum?
- What are your educational financial plans to ensure successful repayment of your student loan debt?
Managing your Federal Student Loans
Managing your federal student loan debt is a major responsibility, but there are many resources out there to help you along the way. Whether you are still in school at least half-time or have already left school, it is important to stay on top of your student loan debt obligations. Do you know who your lender is? What is your interest rate? What if you can't make your loan payment? Below you will find various resources to help answer these questions and more.
The National Student Loan Data System Using your FSA ID you can access your entire loan history
including balances, interest rates, and lender contact information.
Federal Student Aid Loans Access general loan information as well as copies of your MPN and loan correspondence.
US Department of Education
ATT: Applicant Services
P.O. Box 9002
Niagara Falls, NY 14302
Contact the Department of Education directly for questions regarding your rights and
responsibilities or the terms and conditions of your loan.
Having trouble making your loan payment? Don't ignore your loan payment in the hopes that it will go away. It is a federal debt that must be repaid! If you are unable to make your loan payments, there are options out there for you to reduce or postpone your payments temporarily until you are back on your feet. Federal Student Aid website.