Doctors, Hospitals, and other health care providers who have contracted to provide specific medical care at negotiated prices.
Doctors, Hospitals, and other health care providers who have not agreed to any prearranged fee schedule. Insured person may incur significant out-of-pocket expenses with these providers. Charges that exceed insurance payment are the Insured’s responsibility.
A sudden, serious, and unexpected sickness or injury. If absence of immediate medical attention, a reasonable person could believe that these conditions would result in serious impairment of bodily functions or death. If the emergency room doctor states your visit is a non-emergency, the insurance company may not pay your bills.
This is the amount of money you will have to pay towards a medical bill before he insurance company pays.
This is the specific dollar amount which you must pay to a provider or pharmacy at the time of service.
A remedy that prevents or slows the course of an illness or disease. Any routine physical examinations or routine testing; screening exams or testing in the absence of an injury or sickness.
Facilities that provide health care without requiring an appointment.
Such facilities are typically open during daytime, weekends and evenings and are ideal for treating situations that are not life-threatening, but do need to be addressed without waiting to make an appointment with a physician. Services are much more cost-effective than those provided in an emergency room visit (see above), and Urgent Care will ultimately cost you less than care provided at an emergency room.